99hg皇冠登录是一家独立的保险机构, 经纪公司, 奥马哈的一家咨询公司, NE, 成立于1982年.
99hg皇冠登录是一家独立的保险机构 offering a broad array of insurance solutions customized to your unique risks and needs. We collaborate with our clients to create custom insurance programs and focus on personalizing every client relationship and providing the expertise to back it up.
我们自豪地为奥马哈的个人和企业提供服务, 自1889年起东北, have since expanded counseling clients in all 50 states nationwide. We take pride in putting your needs first while delivering quality insurance products and services in accordance with our agency’s core values and mission.
Guiding principles that form the foundation of our business and on which we perform and conduct ourselves.
我们在东北地区的六个办事处为客户提供咨询服务, AZ, TN, WY, SC, 和艾尔, 服务全国50个州.
Our agency will go the extra mile to exceed your expectations in 帮助ing you uncover and understand the most suitable coverage.
经验丰富, we understand what it takes to bring you quality coverage and educate you on your insurance options.
99hg皇冠官网. 读它. 覆盖它.
Get a glimpse of the risks you face and how your insurance can protect what matters most.
你的修理店可能容易受到许多风险的影响, 比如身体伤害索赔, 财产损失, 人身伤害, 和更多的. 例如, if a customer accidentally trips and falls while on the premises of your repair shop, you can become exposed to a potential lawsuit and held financially responsible for any 受伤 that result from the accident.
Commercial general liability insurance is an absolute necessity for every repair shop. 这种类型的保护为房地提供了广泛的保护, 操作, 完成运营及广告, 人身伤害. It will also pay to defend any covered lawsuit or action regardless of its merit. Coverage can be purchased as a separate policy and can be tailored to your specific needs.
当油箱爆炸引起无法控制的火灾时, your commercial property and everything within it can suffer a significant loss. 这可能会对你的维修店业务产生不利影响.
Commercial property insurance can 帮助 protect the property your business owns or leases, 包括设备, 库存, 家具, 及设施. 无论你是拥有自己的办公大楼还是租用自己的办公空间, commercial property insurance can be purchased separately or can be combined with other necessary coverage to protect your business’ physical assets.
The nature of your business means you’re responsible for valuable cars, 卡车, 以及其他汽车. 作为一个修理店的老板, you’re trusted to safeguard vehicles belonging to others. This responsibility brings with it potential liability of being held financially responsible for 财产损失 caused to these vehicles while in your care, 监护权, 和控制.
你应该购买实物损失险, 称为车库管理员覆盖, designed to 帮助 you protect your customers’ property and your business in the event that accidents, 受伤, 或者发生财产损失. This protection covers the costs that arise from unfortunate and unforeseeable events, 做工还不错, 错误的部分, 或保证.
You’re constantly moving your tools from one area of your repair shop to another, 由于损坏或盗窃，使您的业务面临潜在的损失. And without your specialized tools and equipment, your repair job may come to a screeching halt.
You can purchase special equipment insurance designed to protect your tools and equipment on the move. 保险单将赔偿设备的各种损失, 包括火灾, 爆炸, 破坏公物, 盗窃, 与其他设备或物体碰撞, 和颠覆.
If one of your employees receives an injury or becomes ill due to a work-related occurrence, 法律要求你有适当的保险.
Workers' compensation protects your employees should a job-related injury or sickness occur during the course of employment. 这是法律要求的，可能因地区而异, so be sure that you understand your obligations for all physical locations where your business operates in and all physical locations where you hire your employees.
作为一个修理店的老板, you have many exposures associated with your business vehicles–owned or leased. 带着车队, 卡车, 货车, 或在经营过程中使用的其他类型的车辆, a single accident can potentially put your business in financial jeopardy.
Business auto insurance provides coverage for vehicles owned or leased by a repair shop and provides coverage for bodily injury, 财产损失, 还有其他暴露, 还可以包括综合保险和碰撞保险.
Losses and lawsuits are quite common in the repair shop business, settlements can be substantial. 如果你的公司被发现对损害或伤害负有责任, you could be facing a large liability loss that exceeds the basic limits of your standard policy.
You should consider purchasing a commercial umbrella insurance policy which provides higher limits, 一般在2美元之间,000,000元及10元,000,000, 而且经常扩大覆盖范围. 承保范围扩大到各种保单, 包括一般责任保险, 商务汽车, 以及董事和高级职员责任保险.
Make sure you cover the unique risks you face with garage repair shop insurance.